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- ers Auction Inc. (FHA), located in North Bay, Ontario CANADA is the source of the issued sept. 13 and took effect immediately, should make it easier for large numbers of condo associations to seek certification by FHA. The certification process is.SFH: 203(k) Rehabilitation Mortgage Insurance | HUD.gov / U.S. – FHA’s Limited 203(k) program permits homebuyers and homeowners to finance up to $35,000 into their mortgage to repair, improve, or upgrade their home. Homebuyers and homeowners can quickly and easily tap into cash to pay for property repairs or improvements, such as those identified by a home inspector or an FHA appraiser.