Federal Interest Rate Over Time 10 Year Refinance Mortgage Rates With rates at or near generational lows (including the 10-year T-Bill) and the FOMC members. interest rate for 30 year and 15 year fixed rate mortgages since 2006 as well as the purchase, refinance.Prime rate, federal funds rate, COFI. The COFI (11th District cost of funds index) is a widely used benchmark for adjustable-rate mortgages. Click on the links below to find a fuller explanation of the term. wsj prime rate 5.00 5.00 4.25 federal Discount Rate 2.50 2.50 1.75 fed funds rate (Current target rate 1.75-2.00) 2.00 2.00 1.25.
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